ADD to Free market health care:
Before I outline the new system, however, I would like to point out the there are only a few differences in the way the ordinary American will experience dealing with health care.
1) First, instead of having their health insurance premiums deducted from their paychecks, the average American will be responsible for paying these premiums themselves. The easiest way to handle that would a bank auto-pay.
2) The premiums will probably be cheaper than current payments because of the competition for you dollar.
3) You will pay your insurance premium through an organization of your choice — your credit union, church, town, neighborhood association, or a specialized medical insurance cooperative. Your medical insurance will NOT depend on your employment. It goes with you wherever you go.
4) When the medical bills do come due, they will be paid by your own medical insurance company and possibly your own medical savings account.
5) Most important: the life and death decisions affecting your family will be made by YOU, not some nameless bureaucracy of the insurance industry or government.